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Why is the Debt-to-Income ratio strictly enforced at 50% for home loans in the UAE?

Understanding the 50 Debt-to-Income Rule in the UAE

Buying property in the UAE has become increasingly accessible over the years, but banks still follow strict financial regulations before approving borrowers for financing. One of the most important rules in the mortgage approval process is the Debt-to-Income ratio, commonly known as the DTI ratio. Many borrowers are surprised to discover that banks in the […]